Category Archives: Community News

  • End of the Year Money-Wise Moves to Get Ahead

    BY Wayne Smith

    It’s the end of the year. You’re already thinking ahead to the spring. You have tons of plans for home improvements. So why bring this up now? December is the perfect time to make some money moves to improve your... 

  • Nifty Clutter-Freeing Hints & Hideaways

    BY Wayne Smith

    Whether you’re planning to sell your home and want to make it show-ready, or just want to get organized to simplify the holidays, check out these creative options for extra storage: Under Bed Locker That space under... 

  • Spooky or Spectacular?

    BY Wayne Smith

    Sometimes, a neighborhood appears awesome…but might be hiding some spooky, ghostly elements! You can’t know, for instance, how welcoming some neighborhoods are to families with small children unless you see small... 

  • Buyers: Don’t Let Halloween Creep Up On You

    BY Wayne Smith

    Conventional wisdom is that spring is the best time for selling—and buying—a home. It’s the time of year when the most home are on the market. In fact, lots of buyers believe that if they haven’t found the... 

  • New FHA Leeway for Approvals

    BY Wayne Smith

    Having a low FICO score usually means there is no way for you to quality for a FHA mortgage, but changes to the underwriting process August 2015 means that more borrowers may qualify. According to some analysts of the new... 

  • Decorate and Economize at the Same Time

    BY Wayne Smith

    Once you get into your new place, you want to paint, upgrade fixtures and add window coverings. While at it, consider extras that improve your bottom line. Some simple ideas that lower electricity and gas bills put your... 

  • Back-to-School Organization

    BY Wayne Smith

    With school starting, it’s time to do a little reorganizing to make early mornings and after-school activities run smoothly. When starting school after moving to a new home, consider some of the additional challenges... 

  • Qualifying for a Mortgage When You’re Self-Employed

    BY Wayne Smith

    During the past several years, as folks struggled to survive the economic downturn and job loss, many smart people turned to entrepreneurship. In fact, working for yourself, either part-time or as your full-time gig is the... 

  • Preparing to Sell Your House in the Fall: Boomers and Millennials Don’t Follow the Spring Trend

    BY Wayne Smith

    If you put your home on the market in the Spring, and it hasn’t sold, you’re probably thinking about taking it off the market until next year. Conventional wisdom says that Spring and early Summer are the only... 

  • When to Get Pre-Approval for a Mortgage

    BY Wayne Smith

    If you’re even considering purchasing a home in the next year, the time to start the pre-approval process is now. Why so early? Here’s some advice to get you on track to a smooth purchase transaction. While you...